Auto Loan Rates Apply Now
All Rates are quoted as Annual Percentage Rates (APR). Rates within loan types are given in ranges. The rate and terms you are offered for each loan type depend on a determination of your credit worthiness through an analysis of credit reports and information supplied on your loan application. All rates and terms are subject to change; please call the Credit Union to verify the latest rates and terms. For a full disclosure of rates and terms on all Credit Union Consumer Loans (Important — Print this if you wish to apply for a loan), click here to proceed to our Truth in Lending pages (a multi-page document requiring Adobe Acrobat Reader).
First Time Auto Buyers
New Auto Loans*
Used Auto Loans - 5 Model Years old or newer*
Used Auto Loans - Older than 5 Model Years*
Motorcycles*
Recreational Vehicles*
Platinum Program First Time Auto Buyers
Approximate Term Percentage Rate
Up to 60 months 16.000%
Gold Program First Time Auto Buyers
Approximate Term Percentage Rate
Up to 48 months 18.000%
New Auto Loans*
Approximate Term Percentage Rate
84 months 7.750-9.000%
72 months 7.000-13.500%
60 months 6.500-18.000%
48 months 6.000-17.250%
36 months 5.750-16.740%
Used Auto Loans - 5 Model Years old or newer*
Approximate Term Percentage Rate
72 months 8.000-9.250%
60 months 6.500-18.000%
48 months 6.250-17.750%
36 months 6.000-17.500%
Used Auto Loans - Older than 5 Model Years*
Approximate Term Percentage Rate
60 months 7.250-9.500%
48 months 7.000-11.500%
36 months 6.750-17.500%
Motorcycles*
Approximate Term Percentage Rate
Up to 72 months 9.000-16.000%
Recreational Vehicles*
Approximate Term Percentage Rate
Up to 72 months 9.750-16.000%

*Members with Direct Deposit receive a 0.25% reduction off the quoted Annual Percentage Rate on all consumer loans (with the exception of VISA, share and certificate secured loans and real estate loans).
Rates
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