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Taxes are due! Your computer hard drive just failed!
You need a vacation! But your budget says no...
That's what our Personal Loans are for. Your good
credit and signature is all the collateral we
require to get you the funds you need quickly.
We grant Personal Loans for any provident purpose.
The maximum loan amount is up to $10,000.00 (depending
on qualifications); all personal loans are scheduled
to be repaid within three years. We offer valuable
yet affordable member payment protection
on Personal Loans.
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Debt Consolidation may be just the answer to rescue
you from that never-ending stream of bills. Consider
this...if you max out a $3000 credit card at 17%
APR and make only the minimum payment it could
take as long as 15 years to pay off that single
debt and your total finance charges could be more
than DOUBLE the original $3000 balance. With a
debt consolidation loan from Central Coast FCU
that same debt can be paid in full in as little
as three years. We'll combine all your personal
debts into one loan scheduled to pay off in three
years. Loans are available up to our policy limit
of $10,000.00- the actual amount we will loan
depends on your qualifications. We only ask that
the credit lines we are paying off be closed and
remain closed for the term of your loan. We also
offer valuable yet affordable member payment protection on Debt Consolidation Loans.
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Some members may wish to borrow against there
own funds held in their credit union account to
enjoy the benefits of even lower rates and more
flexible terms. Members may borrow up to 100%
of the available balance in their account for
share secured loans and 90% of the available balance
in their term share certificate for certificate
secured loans. The maximum term on a share secured
loan is ten years. On a certificate secured loan,
the term is that of the certificate- however you
may roll over the loan on a renewed certificate.
For either loan type, the minimum monthly payment
due is $50.00.
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Loan Payment Calculator
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